Welcome to Diquinha.com. Before using our website, please carefully read the following terms of use. By accessing, viewing, or using this website in any manner, you agree to comply with and be bound by these terms and conditions.
1. Website Content and Financial Information Disclaimer
All content present on this website, including but not limited to texts, graphics, images, financial data, market analysis, investment information, banking product reviews, and all material available on Diquinha.com is for informational and educational purposes only.
IMPORTANT FINANCIAL DISCLAIMER: The content provided on this website does not constitute financial advice, investment recommendations, or professional financial planning services. All financial information, market analysis, banking product comparisons, loan recommendations, and investment discussions are presented for educational purposes only and should not be considered as:
- Personal financial advice tailored to your specific situation
- Investment recommendations or solicitations
- Banking or lending advice
- Tax, legal, or accounting guidance
- Guarantees of financial performance or outcomes
You should always consult with qualified financial professionals, licensed financial advisors, certified public accountants, or other competent professionals for any financial decisions or questions you may have regarding your specific circumstances.
2. Investment and Financial Risk Warning
INVESTMENT RISKS: All investments carry inherent risks, including the potential loss of principal. Past performance does not guarantee future results. Market conditions, economic factors, and individual circumstances can significantly impact financial outcomes.
BANKING PRODUCTS: Interest rates, fees, terms, and conditions for banking products (loans, credit cards, savings accounts) can change frequently and vary based on individual creditworthiness and other factors. Always verify current terms directly with financial institutions.
NO GUARANTEE: We make no representations or warranties regarding the accuracy, completeness, or reliability of any financial information provided on this website.
3. Copyright and Intellectual Property
The content of Diquinha.com is protected by copyright and intellectual property laws and may not be copied, reproduced, distributed, transmitted, or downloaded without the express written consent of Diquinha.com. This includes but is not limited to:
- Original articles and financial analysis
- Graphics, charts, and infographics
- Proprietary research and data compilations
- Website design and layout elements
Unauthorized use of copyrighted material may result in legal action.
4. Limitation of Liability and Disclaimer of Warranties
DISCLAIMER OF WARRANTIES: This website and its content are provided “as is” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
LIMITATION OF LIABILITY: Although we strive to provide accurate and up-to-date information, we do not guarantee that the content of our website is free from errors, omissions, or inaccuracies. The use of this website and its content is at your own risk.
NO LIABILITY FOR DAMAGES: Diquinha.com, its owners, operators, employees, or affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages that may result from:
- Use of this website or its content
- Financial decisions made based on information from this website
- Market losses or investment performance
- Banking or lending decisions influenced by website content
- Technical errors, interruptions, or website downtime
- Third-party actions or omissions
MAXIMUM LIABILITY: In no event shall our total liability exceed the amount you paid to access this website (which is zero for free content).
5. Third-Party Links and External Resources
Our website may contain links to third-party websites, financial institutions, investment platforms, or other external resources. These links are provided solely for your convenience and informational purposes.
NO ENDORSEMENT: We do not endorse, recommend, or guarantee any third-party websites, products, services, or financial institutions linked from our website.
NO RESPONSIBILITY: We have no control over these external sites and are not responsible for:
- Their content, accuracy, or reliability
- Their privacy practices or data security
- Any damages, losses, or issues resulting from your use of these sites
- Changes to their terms, conditions, or services
DUE DILIGENCE: Always conduct your own research and due diligence before engaging with any third-party financial services or institutions.
6. User Responsibilities and Compliance
By using this website, you agree to:
- Use the information for lawful purposes only
- Not rely solely on website content for financial decisions
- Conduct independent research and seek professional advice
- Comply with all applicable laws and regulations
- Not redistribute copyrighted content without permission
- Understand that financial markets and products involve risks
7. Regulatory Compliance and Jurisdictional Issues
NO FINANCIAL SERVICES: This website does not provide financial services, accept deposits, offer loans, or conduct investment transactions. We are not a licensed financial institution, investment advisor, or broker-dealer.
JURISDICTIONAL LIMITATIONS: Information on this website may not be suitable for residents of all countries or jurisdictions. Users are responsible for compliance with local laws and regulations.
REGULATORY CHANGES: Financial regulations, tax laws, and compliance requirements change frequently and may affect the accuracy of information provided.
8. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your personal information. By using this website, you consent to our privacy practices as outlined in our Privacy Policy.
9. Modifications and Updates
Diquinha.com reserves the right to modify, update, or discontinue these terms and conditions at any time without prior notice. Such modifications will be effective immediately upon posting on the website.
ONGOING COMPLIANCE: Your continued use of the website after any modifications constitutes acceptance of the revised terms.
NOTIFICATION: We encourage users to periodically review these terms for any changes.
10. Severability and Governing Law
If any provision of these terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
11. Contact Information and Dispute Resolution
If you have any questions about these terms of use, financial disclaimers, or need clarification about any content on this website, please contact us through the contact information provided on our website.
DISCLAIMER EFFECTIVENESS: This disclaimer shall remain in effect for all use of this website and its content, even after you stop using the website.
FINAL WARNING: If you do not agree with any of these terms, disclaimers, or limitations, please do not use this website. Your use of this website constitutes acceptance of all terms and conditions outlined above.
Remember: This website is for educational purposes only. Always consult with qualified financial professionals before making any financial decisions.